Retirement Planning for California Teachers

California teachers face unique retirement decisions involving CalSTRS pensions, 403(b) accounts, and sometimes 457 plans.


Understanding how these pieces work together is key to building a reliable retirement income plan.


I work with teachers in Turlock, Modesto, Merced, and throughout California’s Central Valley to help them think through these important financial decisions.

Common Retirement Questions for Teachers

• How does my CalSTRS Pension work?
• Should I contribute to a
403(b)?
• What is the difference between a
403(b) and 457 plan?
• How can I turn my pension and savings into a
second retirement paycheck?
• How should my investments change as I approach retirement?

Free California Teacher Retirement Guide

I created a simple guide to help California teachers understand how their pension, 403(b), and other savings can work together to create a clear retirement strategy.

Teacher Retirement Resources

Start a Conversation

If you’re a California teacher and want help understanding how your pension and retirement accounts fit together, I’m happy to have a conversation.